Baccarat is one of the most popular casino games in Asia and is growing in popularity in the United States. Most online casinos in New Jersey offer online baccarat and many even offer live dealer baccarat, bringing the full casino experience to your computer or mobile device.
Baccarat can be intimidating for new players but it is a simple card game that essentially offers just two choices and offers among the best odds of winning of any casino game. The house edge on most baccarat bets is just over 1%, meaning you have nearly a 50-50 shot of winning any given bet.
To play baccarat at one of New Jersey’s online casinos, you only need to be 21 or older and be physically located in the state. Not sure how to play? Here is a quick primer to get you started and some helpful tips to help you on your way.
Online baccarat is loosely similar to blackjack. Each player receives two cards and the object of the game is to get the hand closest to 9. Numbered cards are face value while face cards are valued at 0 and aces are valued at 1. If you get a hand valued in the double digits, the first number is removed. For example, if you draw a 7 and an 8 for a total of 15, your hand value is 5.
There are three bets you can make: the player, the banker, or a tie. Do not bet on the tie, which usually pays 8:1 but gives the house an edge over 14%. The house edge on player bets is just 1.24% and the house edge on banker bets is 1.06%, so it’s as close to a 50-50 coin flip as you will find at a casino, though it is slightly more advantageous to keep betting on the banker.
Unlike blackjack, there are no decisions to be made after the cards are dealt and there is no way to bust out of the hand.
How to Play Baccarat
Online baccarat is an easy game to play and a good game for starters; the bets you can place are limited, and the basic version of the game offers great odds. Some casinos try to lower those odds with other variations of baccarat, which can set your bankroll back significantly.
Most baccarat games will usually take a 5% commission on banker bets. Some casinos offer non-commission baccarat, but these games only pay 1:2 on banker bets, making the commission variation a better choice.
Other variations of the game also come with an increased house edge, so it’s best to stick with the original.
Live dealer baccarat offers similar odds to the regular version of the game so you can also face off against a real-life dealer via a video feed at casinos like the Golden Nugget, Betfair, and 888 Casino.